Category: Women and Retirement

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Eric Blake on Senior to Seniors: Simplifying Retirement for Women in Transition (Ep. 44)

Eric Blake on Senior to Seniors: Simplifying Retirement for Women in Transition (Ep. 44)

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Retirement planning can feel overwhelming, especially for women newly managing finances on their own.

How can you build financial confidence, make informed Social Security decisions, and reduce taxes? What steps can help you create a stable future and enjoy retirement without financial stress?

I was a guest on Senior to Seniors with Jim Mazziotti. In this episode, I share insights on retirement income strategies, tax-efficient planning, and the Simply Retirement Roadmap process.

In this conversation with Jim, I talk about:

  • My personal journey into financial planning and why I focus on helping women—especially those who are single, divorced, or widowed—prepare for retirement
  • The key components of his Simply Retirement Roadmap and how it simplifies financial decision-making
  • The importance of Social Security strategies, tax-efficient withdrawals, and retirement income planning
  • How the recently passed Social Security Fairness Act benefits women, particularly widows and teachers
  • Why many people delay financial planning due to fear, and how education and guidance can make retirement decisions easier
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Jim Mazziotti: 

About Jim Mazziotti: 

Jim Mazziotti is a Realtor focusing in SENIOR REAL ESTATE with EXIT Realty Elite, located in Grapevine, Texas He is the former franchise owner/Realtor & principal managing broker, of Exit Realty located in Bend, Oregon. In his thirty-two years in the real estate business he and his team have closed more than 2000 residential and commercial real estate transactions, including residential, resort, senior and luxury properties. Jim has been recognized in the Top 1% in sales and listings and is the recipient of the ‘Esprit de Corps,’ one of EXIT Realty Corp Internationals most prestigious awards. Steve Morris, the founder and chairman of the board for EXIT Realty Corp International characterizes recipients of this award as “shining examples of what EXIT is all about and characterized by their community presence, professionalism and undaunted perseverance.”

Jim holds a number of certifications and designations including the ABR (Accredited Buyers Representative), SFR (Short Sales and Foreclosure Representative), MRP (Military Relocation Professional), SRES, (Senior Real Estate Specialist), REO Default Certified Professional, and is a Coach, Trainer & Speaker with the John C. Maxwell Organization, recognized as the top leadership organization in the world. Jim speaks and trains regularly across the United States and coaches real estate agents with his ‘Mazziotti Real Estate Accountability Coaching’ company.

Jim Mazziotti is a published author of the book titled The Challenge: How 144 Letters Changed My Life, The Life Of My Son And Will Change Your Life Too,” and sits on the Board of Directors for the National Guard Youth Foundation (NGYF) in Washington, D.C..

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Glowing Older: Embracing Aging, Wellness, and Purposeful Living with Nancy Griffin (Ep. 43)

Glowing Older: Embracing Aging, Wellness, and Purposeful Living with Nancy Griffin (Ep. 43)

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Living a fulfilling life as you age requires more than just financial preparation—it’s about embracing your values, fostering intergenerational connections, and planning with intention.

In this eye-opening episode of The Simply Retirement Podcast, host Eric Blake sits down with Nancy Griffin, CEO of Glowing Older and host of the Glowing Older podcast, to challenge outdated ideas about aging and retirement. Together, they dive into the misconceptions surrounding aging, the importance of life planning beyond just finances, and how to break free from ageism. Nancy shares her insights on how to live a fulfilling, purpose-driven life at any stage, emphasizing movement, social connection, and mindfulness as key factors for aging well. Whether you’re preparing for retirement or looking for ways to enrich your later years, this episode is packed with valuable advice to help you take control of your future.

Nancy discusses: 

  • Why the term “anti-aging” is misleading and how to shift your perspective
  • The benefits of intergenerational connections in combating stereotypes and fostering understanding
  • Why life planning—not just financial planning—is the key to a fulfilling retirement
  • The impact of ageism on society and actionable strategies to address it
  • Actionable steps for healthy aging, including physical activity, better sleep, and enriching social interactions
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Nancy Griffin: 

About our Guest: 

Nancy Griffin is on a mission to help older adults live happier, healthier lives. Nancy showcases new paradigms of aging well on the Glowing Older podcast in housing, health, technology, intergenerational connections, purpose, and lifelong learning.

She is also the founder of SeniorTrade, a virtual village for senior living and aging services professionals, and ExposeAgeism, a movement to combat ageism in the spa, beauty, and wellness industries.

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Navigating Estate Planning for Remarriage in Retirement with Amy June (Ep. 42)

Navigating Estate Planning for Remarriage in Retirement with Amy June (Ep. 42)

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Estate planning is crucial, especially for those remarrying later in life.

What happens when life changes and your estate plan doesn’t? 

Amy June, an estate planning attorney focused on helping clients navigate life events, joins Eric Blake to share advice on navigating remarriage, blended families, and protecting your legacy. Learn strategies to ensure your loved ones are cared for while avoiding legal pitfalls.

Amy discusses:

  • The importance of creating or updating your estate plan before or shortly after remarriage
  • Key estate planning documents every individual or couple should have
  • Common challenges with blended families and strategies to address them
  • How to align beneficiary designations with your overall estate plan
  • The role of prenuptial agreements in safeguarding assets and clarifying intentions
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Amy June: 

About Our Guest: 

Amy June is licensed in and serves clients throughout Texas and California, specializing in estate planning and asset protection. She has a wide range of experience in-house with large companies and entrepreneurial startups and as a litigator with an Am-Law 100 law firm. She has seen what the lack of a firm business foundation and effective estate planning can do and has the experience and knowledge so that her clients avoid those expensive, time-consuming, and heartbreaking consequences.

She also has a demonstrated history of working in the community and is highly respected by her peers and clients. She takes a human, empathetic approach, eliminating the fear and intimidation of speaking with a lawyer. She invests time and energy in understanding her clients’ history, goals, and values, and is dedicated to using that knowledge to help people navigate their needs and those of their loved ones, now and in the future.

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Making Divorce Manageable: Financial and Emotional Insights with Neil Palache (Ep. 41)

Making Divorce Manageable: Financial and Emotional Insights with Neil Palache (Ep. 41)

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Going through a divorce is challenging, but the right guidance can transform chaos into clarity.

In this episode, Eric Blake sits down with Neil Palache, founder of The Divorce Transition Professionals and The Wealth Creator Company for Women.

Neil shares his wisdom in helping women navigate pre- and post-divorce financial complexities. From building a professional support network to empowering clients through education, this episode uncovers practical solutions for a smoother transition.

Neil discusses:

  • Supporting women in pre- and post-divorce stages with financial coaching tailored to individual needs
  • Differentiating roles between financial advisors, planners, and coaches to create a comprehensive support system
  • Creating The Divorce Transition Professionals to connect individuals with specialized experts in law, finance, and more
  • The importance of being an advocate for women during divorce to ensure informed and equitable outcomes
  • Providing resources like educational materials, professional networks, and personalized coaching to empower clients during transitions
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Neil Palache: 

About our Guest: 

In 1983 Neil Palache entered the financial services industry as a life and disability insurance consultant. For twelve years he helped hundreds of families and businesses to understand what kind of insurance protection they needed. During this time, Neil saw a need that began to change his focus. Many of his clients were women in need of impartial help to restructure their financial lives so they felt in control and could accomplish more. Neil took his years of experience and designed a practical system that would help women to learn about money issues and to ultimately create their own financial independence. This process is the The Wealth Creator System™ that Neil calls a ‘Get Rich Slowly’ process. Neil is now Founder and CEO of The Wealth Creator Company for Women, Inc. and is dedicated to his new mission.

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Social Security Fairness Act (Ep. 40)

Social Security Fairness Act (Ep. 40)

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The Social Security Fairness Act is a transformative law that eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), paving the way for millions—especially women in public-sector roles—to access long-overdue Social Security benefits.

In this episode, Eric Blake explores the impact of these changes on retirement planning, addressing listener questions about eligibility, retroactive benefits, and practical steps to maximize financial security under the new law.

Eric discusses: 

  • How the Social Security Fairness Act eliminates WEP and GPO, positively impacting public-sector workers like teachers and firefighters
  • The disproportionate effect of GPO on women, especially widows and divorced individuals, and how the new legislation offers significant financial relief
  • The retroactive nature of the Act, which applies benefits back to January 2024, potentially leading to lump-sum payments for eligible individuals
  • Strategies to maximize benefits under the new rules, including understanding survivor and spousal benefit eligibility
  • Steps to take now, such as applying for benefits, checking eligibility, and consulting financial advisors to adapt retirement plans accordingly
  • And more!

Resources:

Connect with Eric Blake: 

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Empowering Women through New Beginnings with Shalonda Waggoner (Ep. 39)

Empowering Women through New Beginnings with Shalonda Waggoner (Ep. 39)

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What makes a home truly special? We dive into this crucial question in our latest episode with Eric Blake and special guest Shalonda Waggoner. 

Shalonda, the founder and president of LatterHouse Decor, shares her inspiring journey from overcoming domestic violence to helping others create dignified homes. Tune in to learn how Shalonda’s no-cost design ministry is transforming lives by offering decorated spaces for women and families affected by domestic abuse.

Join us as we unravel the story behind LatterHouse Decor, explore the challenges faced by survivors, and discuss the significance of a supportive home environment in rebuilding lives.

Shalonda discusses:

  • The origin and mission of LatterHouse Decor
  • Challenges encountered when starting the organization
  • The process of helping women transition from shelters to homes 
  • Essential resources for domestic violence survivors
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Shalonda Waggoner:

About our Guest: 

Shalonda Waggoner is the Founding President of LatterHouse Decor that is located in the metropolitan area of Dallas, TX. LatterHouse Decor is a design ministry that offers no-cost interior decorating services to women and families that have been relocated due to domestic violence. Domestic violence is not a glamorous subject matter. It is a hard conversation to have. It’s often the silence of those that have lived through domestic violence or those who are currently living through it, that feel embarrassed and ashamed. 

Shalonda began counseling and learned that the women in her group also had similar stories of not being able to take anything but a few clothing items when they fled from their abuser. She sought the Lord for instruction on what she could do to be an agent of change in the domestic violence community. While in her study time, she came across the Scripture Haggai 2:9 and felt an immediate connection. The “latter house” shall be greater than the former,’ says the Lord of Hosts.’ And in this place I will give peace,’ says the Lord of Hosts. From that Scripture, LatterHouse Decor was born. 

Shalonda realized the importance of women not only having a safe place to call home for them and their children, but having a beautiful home filled with light and color. With almost 100 home decor and home furnishings installations completed, it is no wonder that service to survivors of domestic violence has become her purple ribbon mission.

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Transforming Dementia Care Through Doll Therapy: The Story Behind The Grand Baby Project (Ep. 38)

Transforming Dementia Care Through Doll Therapy: The Story Behind The Grand Baby Project (Ep. 38)

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Do you know someone affected by Alzheimer’s or dementia, or are you seeking innovative ways to provide care and comfort? 

In this episode of The Simply Retirement Podcast, Eric Blake is joined by Mary Greer to delve into the power of dementia doll therapy through The Grand Baby Project. 

This discussion highlights the compassionate approach to offering non-pharmaceutical behavioral adjustments for patients suffering from Alzheimer’s, offering a unique perspective on retaining dignity and joy in later stages of life.

By tuning in, you’ll gain insight into how this project aims to bring comfort to those in need, ensuring everyone who benefits from this therapy can access a “baby” for love and care.

Eric and Mary discuss: 

  • The innovative Grand Baby Project and its origins linked to past personal challenges of Alzheimer’s patients
  • How dementia doll therapy can decrease fall risks and improve behavioral responses without medication
  • The broader impacts on care communities, offering caregivers the space to provide quality attention to more residents
  • The future vision of The Grand Baby Project with its aim to reach every individual worldwide in need
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Mary Greer: 

About our Guest: 

Mary Greer is a passionate advocate for innovative care solutions, particularly for those with dementia and Alzheimer’s. As a leader in the Grand Baby Project, she has dedicated years to improving the lives of seniors and their families through compassionate, non-pharmaceutical therapies. Mary’s work focuses on providing emotional support and enhancing the well-being of both patients and caregivers, offering relief and dignity in some of life’s most challenging moments.

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Top 5 Questions on Social Security Survivor Benefits (Ep. 37)

Top 5 Questions on Social Security Survivor Benefits (Ep. 37)

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Social Security survivor benefits are a vital source of financial stability for many women, but how can you ensure you maximize these benefits when planning for retirement?

In this episode of The Simply Retirement Podcast, Eric Blake dives into the intricacies of Social Security survivor benefits and how they impact retirement planning. 

Eric focuses on the top questions from clients and more about eligibility, the application process, and strategic considerations around survivor benefits. Tune in to discover how to maximize your benefits and make informed decisions that align with your retirement plans.

Eric discusses: 

  • Eligibility criteria and crucial timelines for Social Security survivor benefits
  • Impact of remarriage on survivor benefits and critical ages to consider
  • The importance of timing for filing and how it affects benefit amounts
  • Integration of Social Security benefits with other income sources for a balanced financial strategy
  • And more!

Resources:

Connect with Eric Blake: 

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Financial Tips and Support for Widows with Chris Bentley, MBA, CFP®, CLU®, BFA®, CRPC® (Ep. R36)

Financial Tips and Support for Widows with Chris Bentley, MBA, CFP®, CLU®, BFA®, CRPC® (Ep. R36)

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Widowhood often brings emotional and financial turmoil, leaving many unsure of where to turn. 

Wings for Widows offers a lifeline to widows through personalized coaching and financial guidance.

In this episode, Eric Blake, along with guest Chris Bentley, MBA, CFP®, CLU®, BFA®, CRPC®, Founder and CEO of Wings for Widows, dive into the importance of financial preparedness and support for widows and widowers navigating the complexities of financial decisions post-loss. 

You’ll gain valuable insights into the mission of Wings for Widows, learn about the coaching services they offer, and discover practical financial strategies to ensure stability during an emotionally challenging time. 

Eric and Chris discuss: 

  • The emotional and financial challenges faced by newly widowed individuals
  • The concept and impact of the “widow’s crisis”
  • Essential financial steps and resources for widows
  • Detailed coaching services provided by Wings for Widows
  • And more!

Resources:

Connect with Eric Blake: 

Connect with Chris Bentley: 

About our Guest: 

At the heart of Wings for Widows lies the vision and dedication of Chris Bentley. Chris’s journey to establish this organization was sparked by a profound realization during his tenure as a financial advisor. He recognized a widespread and critical gap in support for individuals in the throes of early widowhood—a time when the need for compassionate, professional financial guidance is most acute, yet startlingly underserved.

Chris Bentley, whose career spans roles as a veteran, entrepreneur, retired financial advisor, author, educator, speaker, and unwavering advocate for the widowed, was moved by the struggles faced by those who had lost a spouse. He observed firsthand the detrimental impact of navigating financial decisions without expert advice during such a vulnerable time. The mistakes made in the wake of loss, often under the cloud of grief and confusion, can have long-lasting repercussions.

Driven by a deep sense of purpose and armed with expertise and empathy, Chris embarked on a mission to change this narrative. In 2017, his vision took flight with the creation of Wings for Widows, a pioneering nonprofit organization dedicated to offering widowed men and women the critical financial coaching and education they sorely need. Chris has since devoted his life to this cause, transforming his insight into action, and in doing so, has built a beacon of hope and empowerment for countless individuals navigating the path of widowhood.

Through Chris Bentley’s leadership, Wings for Widows stands as a testament to what visionary dedication can achieve. His commitment not only addresses the immediate needs of the widowed community but also fosters a broader understanding and appreciation for the unique challenges they face. Chris’s legacy is one of compassion, advocacy, and unwavering support, ensuring that no one has to face the financial aftermath of losing a spouse alone.

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The Good, the Bad, and the Truth About Paying for Long-Term Care: Part 2 (Ep. 35)

The Good, the Bad, and the Truth About Paying for Long-Term Care: Part 2 (Ep. 35)

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When it comes to planning for retirement, many overlook one of the biggest financial threats—long-term care costs. Most women assume that Medicare or health insurance will cover their needs, but the reality can be a costly surprise.

In this episode of the Simply Retirement Podcast, host Eric Blake teams up once again with long-term care professional Nancy Dykeman for Part 2 of our series on paying for Long-Term Care and shedding light on these often-misunderstood expenses. With over 45 years of experience in the senior care industry, Nancy shares eye-opening insights on the financial realities of extended care, offering practical strategies to help women protect their assets and secure their financial future. From debunking common Medicare myths to offering actionable solutions, this conversation is a must-listen for anyone looking to safeguard their retirement.

Key Highlights:

  • Debunking Medicare Myths: Learn why Medicare doesn’t cover essential non-medical care, like help with bathing or feeding, and how these misunderstandings can lead to financial challenges
  • The Rising Challenges of Long-Term Care: With longer life expectancies, more people need care due to illness or cognitive decline. Nancy outlines why planning is essential to handle these unexpected costs
  • Smart Care Planning: Discover how a hybrid approach of self-funding and long-term care insurance can protect your assets without over-insuring
  • Managing Costs: The cost of long-term care can seem overwhelming, but Nancy offers practical tips for choosing policies that cover 3-4 years of care with inflation protection to keep up with rising costs
  • Flexibility in Insurance: Explore insurance options that allow flexible payment methods, including upfront payments and annuities, to suit your unique financial situation
  • And much more!

Actionable Takeaways:

  • Develop a Long-Term Care Plan: Having a plan—whether through self-funding, insurance, or a combination—reduces family stress and ensures you receive the care you need
  • Explore Flexible Insurance Policies: Look into policies with inflation protection and customizable payment options that align with your financial situation
  • Start Planning Early: The earlier you begin, the better your rates and coverage options. Aim to start by age 40 to ensure your retirement remains secure

This episode provides vital insights for women approaching retirement, empowering them to take control of their future and avoid the financial pitfalls of long-term care.

Resources:

Connect with Eric Blake: 

Connect with Nancy Dykeman: 

About our Guest: 

As a professional in the seniors industry for almost 45 years, Nancy Dykeman brings her experience to the planning table as a former funeral director/co-owner of a large funeral services company where she was responsible for all of the pre-need sales and management of development. She was a Licensed Nursing Home Administrator for over 15 years, opening and operating a number of luxury retirement communities as Executive Director. Nancy joined the funding-planning insurance and consulting business as owner of Long-term Care Planning Consultants, LLC, started in 2000, and operating as its President today. She has been a Senior Client Services Associate with LTCI Partners, LLC, for the last 11 years, training and supporting a nationwide network of specialists in long-term care planning. 

Nancy is a core instructor for the CLTC designation, challenging insurance and financial professionals to grow their businesses through planning, not product push. She is known as a national specialist and educator in this industry and a former instructor of the CSA designation as a Certified Senior Advisor. 

She brings her personal caregiving experiences for her parents, daughter, stepdaughter, and now her husband through education and planning, providing consumers and professionals with stories and interactive techniques to make her a very successful expert in planning for future health events.

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