Tag: Long-Term Care

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Downsize or Rent in Retirement? 5 Key Decisions You Should Consider (Ep. 60)

Downsize or Rent in Retirement? 5 Key Decisions You Should Consider (Ep. 60)

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What’s the right housing move in retirement?

 Sell and rent, or stay put and downsize?

In this episode, I unpack five key decisions that go far beyond dollars and cents, inspired by a real conversation with a client. Whether you’re widowed, single, or simply evaluating your next step, this breakdown helps you consider every angle, both financial and emotional.

Key points:

  • How renting can offer convenience, but comes with rising costs and less control over long-term financial outcomes
  • The critical role of home equity and the potential strategies to access it, including reverse mortgages
  • Tax implications for widows and single retirees when selling a home, including the impact on capital gains
  • The importance of lifestyle considerations, like proximity to social hubs or family, when making housing choices
  • How emotional attachment to a home can often outweigh financial logic, and how to strike a balance between the two
  • And more!

Resources:

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Unlocking the Secrets of Long-Term Care with Dina Mabry (Ep. 11)

Unlocking the Secrets of Long-Term Care with Dina Mabry (Ep. 11)

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Ever wondered if it’s too late to dive into long-term care insurance? 

Slide your headphones on and plunge into an enlightening chat as Eric Blake and Dina Mabry peel back the layers of this dilemma, placing a special spotlight on challenges specific to women. Drawing from their combined experience, they provide an in-depth look at the journey to financial security, even if you’re late to the game.

Tune in and discover:

  • Why the saying, “The best time to plant a tree was 20 years ago. The second best time is now,” could reshape your financial thinking
  • Reimagine long-term care: Beyond just nursing homes
  • The evolution in modern insurance policies: What unexpected benefits might your beneficiaries reap
  • The showdown: Traditional long-term care insurance vs. asset-based policies. Which side will you pick
  • Age concerns? From 40s to 80s, there’s a strategy tailored just for you
  • A sneak peek into Dina’s offerings: Why one size doesn’t fit all in insurance
  • Hear firsthand accounts of how Dina’s knowledge has made a real difference
  • And much more!

 

Resources:

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Connect with Guest: 

About our Guest: 

Dina is a trusted resource for life, long-term care, and disability insurance. Being in the industry for over 15 years, Dina has become a respected consultant to financial advisors and individuals by creatively finding solutions for estate planning, income replacement and long term care protection solutions.

Working with over 30+ carriers, Dina taps into her knowledge from her long career in the pharmaceutical industry to properly underwrite clients to find the best match for most medical impairments.

Dina strives to be a reliable professional in her field so clients can make informed decisions and feel more confident that they and their families are protected.

Dina has deep roots in the Conejo Valley and is active in W Source, The Exchange, Women 2 Women, and spends her time on the Executive Committee for Go Red for Women, The American Heart Association and The Alzheimer’s Association Central Coast.

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