Life Settlements Explained: Turning Life Insurance into Opportunity (Ep. 93)
Many retirees unknowingly walk away from life insurance policies without realizing they may still hold value. For women navigating retirement, widowhood, or major life changes, understanding every available option can make a meaningful difference.
In this episode, I talk with Lisa Rehburg, President of Rehburg Life Insurance Settlements, about how life insurance settlements work and why they are often misunderstood or overlooked. We explore when this strategy may be appropriate, how it fits into retirement planning, and why timing and education matter. Lisa also explains the legal foundation, tax considerations, and the role advisors play in helping clients make informed decisions.
This conversation is about awareness, asking better questions, and making thoughtful choices before letting a policy lapse or be surrendered.
Key takeaways:
- Why many seniors let life insurance policies lapse and what may be missed
- How life insurance settlements work and when they may apply
- Legal foundations behind selling a life insurance policy
- Tax considerations and the importance of coordinating with professionals
- How this option may help fund retirement or long-term care needs
- And more!
Resources:
- Get Your FREE Simply Retirement Roadmap
- The Simply Retirement Community Facebook Group
- 2026 Tax and Retirement Planning Cheat Sheet
- Life Insurance Settlement Association (LISA)
Connect with Eric Blake:
- www.TheSimplyRetirementPodcast.com
- Join the Simply Retirement Newsletter
- Ask a Question or Suggest a Topic for the Podcast
- Blake Wealth Management
- YouTube
Connect with Lisa Rehburg:
- LinkedIn: Lisa Rehburg
- Website: Rehburg Life Insurance Settlements
- Facebook: Rehburg Life Insurance Settlements
About our Guest:
Lisa Rehburg is President of Rehburg Life Insurance Settlements, a life insurance settlements broker. Ms. Rehburg is passionate about assisting financial, insurance, legal, and non-profit professionals to help their clients benefit from their unwanted or unneeded life insurance policies. Lisa has been in the health and life insurance industries for over 30 years. She has presented to hundreds of organizations, including various Financial Planning Associations, Fiduciary Associations, Estate Planning Councils, Planned Giving Roundtables, NAPFA, NAIFA, and Health Underwriters Associations, to raise the visibility of life insurance settlements as an option for clients, when appropriate. She has held executive roles at carriers, general agencies, and TPAs. She holds a Bachelor of Arts degree in Finance and a Master of Arts degree in Organizational Development.
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